Dash cams are growing in popularity as more and more drivers are finding value in installing them. Whether you install a simple, front-facing dash cam or invest in a more comprehensive monitoring system for your vehicle, there are many ways these devices can benefit you. Here are a few reasons why you may want to consider installing a dash cam in your car.
When accidents occur, drivers recollections can vary. Normally, police would gather reports from those involved in the accident along with any eye witnesses. However, with dash cam footage, you have hard evidence of the incident which can help determine who was at fault and potentially save you from increased insurance rates. In addition, the video footage can possibly expedite your claim by avoiding numerous discussions with insurance companies to determine who was at fault.
Your dash cam may save you from a wrongfully issued ticket. Since moving traffic violations typically give you points on your state driving record, which usually result in higher car insurance rates, it may be worth it to install a dash cam. If you feel you were wrongfully stopped, you can supply the officer with your dash cam footage. If the officer refuses to watch it, you can bring it to court to contest your ticket.
- Insurance Fraud
Unfortunately, insurance fraud is more common than you would think. If you feel you may have been involved in or witnessed a staged accident, your dash cam footage can be turned into the insurance companies involved or the state insurance fraud unit for investigation.
- Improve Driving
If you feel so inclined, you can review your daily driving videos to become a better driver. You can watch your videos to identify driving mistakes and ways to prevent them, such as braking too hard or switching lanes abruptly.
- Teenage Drivers
If you have teenage drivers in the family, you can review their driving skills and habits so you can help them avoid accidents or tickets. For these cases, a two-way dash cam can help you see what’s going on both on the road and inside the vehicle. Not only can this help keep your child safe, but a clean driving record can keep your insurance rates low as well.
Some dash cams provide a standby mode which allows the camera to turn on when motion in or around the car is detected. If someone tries to break into your car or hits your parked car, you get video footage to identify what happened and the persons responsible. You can submit this as evidence to the police as well as your insurance company to prove how the damage was done.
- Unexpected Events
You’ve seen those viral dash cam videos that capture incredible events like meteors or other celestial events in the sky. While these are interesting and often once in a lifetime occurrences, you can also capture things like a deer running into the road causing an accident or a rockslide that caused damage to your car. In these instances, you can provide your insurance company with evidence to prevent rate hikes.
If you have a dash cam in stalled in your car, how have you benefited from it? What made you decide to install a dash cam? Share your experiences with your peers and us on Facebook, Twitter, LinkedIn, and Pinterest.
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Why You Should Install A Dash Cam
Dash cams are not only reserved for police cars or truck drivers. Here are some of the ways installing a dash cam in your car can benefit you.